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Mexican Homeowners Insurance Policies

Safeguard your home investment with a reliable Mexican homeowners insurance policy.
Our policies are meticulously crafted to provide you with the best protection possible.
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Our HDI Seguros Mexican homeowners insurance policies are straightforward, with minimal deductibles, and cover both the interior and exterior of your home. At Ride Baja Mexican Insurance, our goal is to simplify the process for you while ensuring you receive the best coverage available.

Ride Baja Mexican Insurance has your home covered!

Your home in Mexico is a valuable asset, and protecting it is essential. We are here to ensure you have the right policy to safeguard your investment. Feel free to call us anytime to discuss your home. We always enjoy hearing from our customers!

  • Request a quote online now!
  • We insure homes, condos, and rentals. Insure your Airbnb now!
  • We offer renters insurance to cover you while renting in Mexico
  • We write full policy endorsements to make sure your home is covered correctly
  • We have over 20 years of Homeowners insurance experience in the US & Mexico
  • We translate our coverages so you know what you are buying
  • Our standard homeowners policy coverages have no deductibles
  • We support you and walk you through all claims to ensure success

Mexican Homeowners Insurance Features:

Liability Coverage

No matter where you are, our HDI Seguros homeowners insurance supports you and your family for accidental damages to third parties. This coverage supports you and your family even if you are on vacation outside of Mexico.

Labor Civil Liability Coverage

If you hire someone to work at your house and they cause damage or have an accident during work HDI Seguros, has you covered. There is no reason to risk your home or assets when hiring people at your home.

Personal Accident Coverage

If you or a family member has an accident at home and are injured, HDI Seguros will pay up to $100,000 pesos to assist you in medical expenses. This valuable support makes sure you do incur financial strain from medical and emergency bills.

Home Assistance

If you have an emergency at home HDI Seguros is there for you. If you need an emergency plumber, electrician, locksmith, or glass specialist you are covered up to 2 events per year.

Theft

Theft is always a major concern to homeowners in Mexico. With this coverage, if someone breaks into your home and steals your personal items you are covered. HDI Seguros will even insure some cash.

Home Appliance Coverage

HDI Seguros allows you to insure your appliances! If you have a short circuit, explosion, or product failure, HDI will pay to repair or replace that appliance. HDI will also cover damage from errors in the installation process. Also, if your refrigerator fails, they will also give you up to $2,000 pesos to replace the contents inside.

Fire/Vandalism Coverage

If you have a fire, explosion, major accident, or vandalism you are covered. This includes the damage to your house and the items inside the house. This coverage has no deductible.

Debris Removal

If your home suffers any major damage HDI Seguros offers support in the demolition, removal, cleaning, or hauling of debris from your property. This offering can be used for any earthquake, hurricane, or fire situations.

Glass Window Coverage

Are you concerned about expensive repairs of damaged windows in your house? With the HDI Seguros Mexican homeowners insurance you get most of your windows repaired or replaced with only a $500 pesos deductible.

Extraordinary Expenses

If your home us unlivable due to extreme damage from a fire or natural disaster HDI Seguros, has you covered. You will get financial support for moving expenses, hotel costs, and storage fees.

Earthquake Coverage

With earthquake coverage your home and personal items are protected from damage caused by both earthquakes and volcanoes. Many areas of Mexico and Baja California are prone to earthquakes. Earthquake damage could easily end in a total loss, so this is a very important coverage.

Hurricane / Flood / Storm Coverage

Are you worried about damage from a hurricane or large storm? HDI Seguros protects your home and personal items from damage caused by mudslides, hail, frost, hurricane, flood, tsunami, storm, snowfall, or wind storms. With hurricane or extreme weather coverage we will work with you to add all your external items such as solar systems, water cisterns, water systems, pools, jacuzzi’s, decks, built in BBQ’s, fencing, detached casitas, and detached garages are all endorsed and added to an addendum so they are documented correctly to be covered.