Mexican Homeowners Insurance Policies

Wherever life takes you, our homeowners insurance provides essential protection for you and your family against accidental damages to third parties. Whether you’re at home or traveling abroad, this coverage follows you—ensuring you’re protected from unforeseen liabilities, legal expenses, and claims, even when vacationing outside of Mexico. Enjoy peace of mind knowing that no matter where you are, you have reliable support backing you up in case of accidents or damages involving others.

When you hire workers to maintain or improve your home, unexpected accidents or damages can happen. Our homeowners insurance policies include Labor Civil Liability Coverage to protect you if a worker is injured or causes damage while on your property. This coverage safeguards your home and personal assets from potential claims or legal expenses, giving you peace of mind. Don’t leave your investment—and your financial security—at risk when hiring help; our policies ensure you’re protected every step of the way.

If you or a family member suffers an accident at home resulting in injury, our homeowners insurance will provide up to $100,000 pesos to help cover medical expenses. This essential protection ensures you receive timely financial support, alleviating the burden of unexpected medical and emergency costs so you can focus on recovery without added stress.

When an emergency strikes at home, you can count on us to be there for you. Our homeowners insurance includes coverage for urgent services such as emergency plumbing, electrical repairs, locksmith assistance, or glass replacement—up to two events per year. This support ensures that unexpected home repairs are handled quickly and efficiently, helping you avoid costly delays and giving you peace of mind knowing professional help is just a call away whenever you need it.

Theft is a common concern for homeowners in Mexico, and protecting your personal belongings is essential. With our comprehensive theft coverage, if someone breaks into your home and steals your valuables, you’re protected. Our policies not only cover stolen personal items but also provide coverage for a limited amount of cash. This gives you peace of mind knowing that your possessions and assets have a safety net against burglary and theft, allowing you to feel secure in your home.

Protect your valuable home appliances with our comprehensive homeowners policies. If your appliance suffers damage from a short circuit, explosion, or product failure, we’ll cover the repair or replacement costs. Our coverage also includes damage caused by installation errors. Plus, if your refrigerator breaks down, you’ll receive up to $2,000 pesos to replace spoiled contents, ensuring you’re fully protected against unexpected appliance issues and minimizing your financial loss.

In the event of a fire, explosion, major accident, or vandalism, our homeowners insurance has you fully covered. This protection extends to both your home’s structure and all personal belongings inside. With no deductible required, you can quickly recover without worrying about out-of-pocket expenses. Our comprehensive coverage ensures peace of mind, helping you rebuild and replace damaged property swiftly and smoothly after unexpected disasters or malicious acts.

If your home suffers significant damage from events like earthquakes, hurricanes, or fires, our policies provide essential support for debris removal. This includes demolition, hauling, and thorough cleaning of your property, helping you clear the way for repairs or rebuilding. By covering these costly and labor-intensive tasks, we help ease the recovery process and reduce your financial burden, so you can focus on restoring your home and peace of mind more quickly.

Worried about the high cost of repairing or replacing damaged windows? Our homeowners insurance policies have you covered. With a low deductible of just $500 pesos, most window repairs or replacements are included, helping you avoid unexpected expenses. Whether from accidental damage, storms, or vandalism, we ensure your home stays secure and comfortable without breaking the bank.

If your home becomes uninhabitable due to severe damage from a fire or natural disaster, our policy provides essential financial support to ease your transition. This coverage helps with moving expenses, hotel stays, and storage fees for your belongings—ensuring you and your family have a safe, comfortable place to stay while your home is being repaired or rebuilt. You can focus on recovery without worrying about these unexpected costs.

Protect your home and personal belongings from the devastating effects of earthquakes and volcanic activity with our comprehensive earthquake coverage. Many regions in Mexico and Baja California are seismically active, making this protection essential. Earthquake damage can be severe and costly, often resulting in total loss—so having this coverage ensures you’re financially prepared for the unexpected, helping you rebuild and recover with confidence and peace of mind.

Our policies offer comprehensive protection for your home and belongings against mudslides, hail, frost, hurricanes, floods, tsunamis, snow, and strong winds. With our hurricane and extreme weather coverage, we ensure all your outdoor features—like solar panels, water cisterns, pools, jacuzzis, decks, built-in BBQs, fencing, detached casitas, and garages—are carefully documented and endorsed in an addendum for full protection. Trust us to safeguard every part of your property, so you’re covered no matter the storm.