Mexican Auto Insurance
For your Car, SUV, Van, or Truck

What makes Ride Baja the best choice for Mexican insurance?

Ride Baja Mexican Insurance stands out as the premier choice for Mexican auto insurance due to its commitment to unparalleled service and support. We offer competitive rates and customizable policies backed by the best insurance carriers in Mexico. Our reputation is built on reliability and customer satisfaction! We are committed to providing seamless claims processing and support, ensuring peace of mind while traveling in Mexico.

Do I really need auto insurance in Mexico?

Yes, auto insurance is mandatory in Mexico. It is the law to have a policy from a Mexican insurance carrier. The policy ensures you comply with local laws and protects you financially in case of accidents, which can result in significant liabilities. Having Mexican auto insurance provides peace of mind and ensures you're prepared for unforeseen circumstances while traveling in the country.

What's does a full coverage policy cover?

A full coverage Mexican auto insurance typically covers liability for bodily injury and property damage caused to others in an accident where you are at fault. It includes legal assistance and bail bond, medical expenses for you and your passengers, and reimbursement for damage to your vehicle caused by collision, theft, vandalism, or natural disasters. Our policies also offer roadside assistance, towing, and legal defense costs. Having Mexican auto insurance is mandatory and ensures you comply with local laws while protecting yourself financially in case of an accident.

Why choose a liability-only policy over full coverage?

Opting for a liability-only auto insurance policy when traveling to Mexico ensures compliance with local laws requiring coverage for bodily injury and property damage to others. This type of policy is often chosen for its affordability compared to full coverage options. It provides essential protection against legal liabilities without the added expense of covering damage to your own vehicle. It's a practical choice for those with older vehicles or those looking to minimize insurance costs while meeting legal requirements.

Does my policy include towing and roadside assistance?

Our Mexican insurance policies include roadside assistance and up to $1000 US in towing expense. Our roadside assistance services help travelers navigate unfamiliar roads and address vehicle breakdowns or emergencies. These services provide peace of mind by offering prompt assistance, including towing to a repair facility, fuel delivery, battery jump-starts, and tire changes. Having reliable towing and roadside assistance ensures that travelers can quickly resolve issues and continue their journey with minimal disruption, particularly in remote or less accessible areas of Baja and Mainland Mexico.

Does my US insurance cover me in Mexico?

U.S. insurance policies typically do not extend coverage into Mexico. Mexican law mandates that drivers carry insurance from a Mexican insurance company to cover accidents within the country. U.S. policies may offer limited coverage near the border for a short period, but it's insufficient for most situations. Mexican auto insurance ensures compliance with local laws and provides coverage for liability, medical expenses, and damages to your vehicle. Purchasing Mexican insurance before entering ensures you're protected comprehensively and avoids potential legal and financial consequences in the event of an accident while driving in Mexico.