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Driver’s License Insurance Policies for Mexico

We offer driver’s license policies for those who want liability coverage only with the ability to drive different vehicles while in Baja and Mainland Mexico.

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Ride Baja Mexican Insurance provides driver’s license insurance, offering liability-only coverage for autos, trucks, SUVs, vans, motorhomes, motorcycles, and ATVs. This policy is ideal for those who drive multiple vehicles, particularly older models, or who prefer liability-only coverage.

Features of Driver’s License Insurance Policies for Mexico:

  • Annual policy only
  • U.S. or Canadian driver’s licenses are eligible
  • Liability-only coverage. No collision or theft available
  • Up to three named drivers may be added onto a policy for no additional charge
  • Medical expenses for occupants in your vehicle
  • Roadside Assistance: towing, medical evacuation and plane tickets home if your car is not drivable
  • Legal Assistance (includes attorney fees, court costs and/or bail bond, with nothing out-of-pocket) is always provided with your policy at no additional cost
  • Towing service (up to $1000 on a reimbursement basis), to the nearest garage where repairs can be made.
  • Policy will cover you while driving a autos, trucks, SUVs, vans, motorhomes, motorcycles and ATVs for liability-only coverage.
  • Policy will NOT cover you while driving: buses, rental cars, commercial vehicles, or a vehicle with Mexican plates.

RIDE BAJA INSURANCE has you covered!

  • US Toll Free Numbers
  • Local Mexico phone #s and WhatsApp support
  • Call center support 24 hours a day, 365 days a year
  • Full Bilingual Staff
  • High level claim support and communication
  • World-class customer service

Advantages of buying a Driver’s License Insurance Policy for Mexico:

Legal Compliance: Mexican law requires all drivers to have insurance that meets the country's legal standards. U.S., Canadian, and auto insurance policies from other countries are not recognized in Mexico, so having a valid Mexican insurance policy ensures that you are legally compliant and protected from fines or legal issues. The Driver’s license policy meets the bare minimum legal requirement for liability coverage in Mexico.

Financial Protection: In the event of an accident, a Driver’s License Insurance Policy covers liability to property, and other vehicles involved. This financial protection can save you from out-of-pocket expenses that can be significant, especially if the accident involves injuries or extensive property damage.

Liability Coverage: These policies provide liability coverage, which is crucial if you are found at fault in an accident. This coverage includes legal expenses, medical payments for the injured parties, and compensation for damages, protecting your personal assets from potential lawsuits. A Driver’s License Policy offers all the amazing coverages of a standard policy minus the physical damage and theft coverage on your own vehicle.

Flexibility: Unlike traditional vehicle-specific insurance, a Driver’s License Insurance Policy often covers any non-Mexican plated vehicle you drive, whether it’s borrowed, or owned by you. This flexibility is particularly beneficial for frequent travelers or those who use multiple vehicles. Driver's license insurance policies are ideal for those who prioritize convenience and flexibility over collision or theft coverage. These policies allow you to drive various eligible vehicles without the need to purchase separate liability-only or full coverage policies for each one. This option is particularly popular among clients who drive older vehicles or vehicles that are fully paid off.

24/7 Assistance: Our Driver’s License Insurance Policies include roadside assistance, towing, and support services. These services can be invaluable in a foreign country, providing help with vehicle breakdowns, towing, medical emergencies, and other unforeseen issues that may arise while driving in Mexico.

Overall, having a Driver’s License Insurance Policy tailored for Mexico ensures you are well-protected, legally compliant, and supported in case of any driving-related incidents during your time in the country. Call us now and get your policy started!