UTV Insurance for Mexico

Do your motorcycle insurance policies cover off-roading?

Understanding your UTV insurance policy is crucial. No Mexican insurance provider offers coverage for off-roading, racing, or riding in restricted areas such as beaches. Our UTV policies extend coverage only to passable roads that are typically used and mapped. These roads may be unpaved, provided they are passable, maintained, and frequently traveled.

What is the maximum amount I can insure my UTV for?

We offer the highest limit in the industry for UTV coverage. The max value policy we offer is 35k US.

What do I do if I have a claim while driving my UTV in Mexico?

In the event of a claim, contact HDI Seguros immediately. If you are unable to reach them, our office is available to assist you. Should you find yourself in an area without cell service, you must travel to the nearest location with service to make the call. A claims adjuster will be dispatched to your location and will need to visit the accident site. Failure to call immediately and meet with the adjuster can cause your claim to be denied. You must stay in Mexico and file the claim. Claims made outside of Mexico will be denied.

Do I really need insurance on my UTV in Mexico?

Mexican law mandates insurance coverage when operating a UTV in Mexico. Without insurance, you are exposed to significant risks and potential liabilities in the event of an accident. We strongly recommend adhering to Mexican regulations by maintaining at least liability coverage at all times.

How does the towing coverage work on my UTV while in Mexico?

Your HDI Seguros UTV insurance policy includes up to $1,000 USD for towing services. If you are stranded or experience a breakdown, you can call HDI Seguros, file a claim, and take advantage of this coverage benefit.

What documents do I need to cross the border with my UTV?

To cross your UTV into Mexico, you must present a valid registration. Bill of sales, titles, or manufacturer certificates of origin are not accepted. The registration must be valid, and only original documents are accepted, not photocopies. Upon arrival at the border, the Mexican border agent will request your registration and verify that the VIN on the registration matches the VIN on your UTV's frame.

Do you your UTV insurance policies offer medical coverage?

No. There is no medical coverage with our UTV policies. Many of our motorcycle clients use 3rd party temporary international medical insurance products to cover them while riding in Mexico. It is important to be cautious and aware that when driving UTVs in Mexico often you are very far from medical help or assistance.

Why should I buy my UTV insurance from Ride Baja Mexican Insurance?

Ride Baja Mexican Insurance stands out in the Mexico community as the premier choice for insuring your UTV. Our policies not only protect your UTV against damage, theft, fire, and liability but also include essential benefits like towing services and legal assistance, providing peace of mind on your travel adventure.

What sets Ride Baja apart is our commitment to customer service and reliability. We offer responsive support and straightforward claims processes, ensuring you receive prompt assistance when needed most. Unlike our competition we are open 24/7 to support our clients through every possible situation.

With years of experience in the industry and a deep understanding of the region, we provide expert guidance on navigating Mexican insurance laws and practical tips for safe travel. This is why Ride Baja Mexican Insurance is trusted by thousands of adventurers and UTV enthusiasts who rely on us for dependable coverage and exceptional value.